So happy, I think. All of the advice here has been invaluable. On the 16th I checked my score with Experian.com because Myfico doesn't update as often as I would like. Anyway, on 3/16 it listed 599. When I check it today it showed 682!!!! It is too early to get excited? Since it didn't update here yet? I know Experian states the score they provide it is the score lenders use. Is that true?
Starting Score: EQ 489 TU 512 EX 495
Happy Dance!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
wooohoo!! congrats!!
Mine went up 73 points this morning to 692!! Paid my CC's down from 96% UTI to 14%. I also opened a Barclay's Carnival world MC 2K and a Navy FCU CASH Rewards CC 4.5k. I'm officially done rebuilding! Thanks everyone for the advice!
Woooooo congrats!!!!!!!!! 
@schjones1978 wrote:So happy, I think. All of the advice here has been invaluable. On the 16th I checked my score with Experian.com because Myfico doesn't update as often as I would like. Anyway, on 3/16 it listed 599. When I check it today it showed 682!!!! It is too early to get excited? Since it didn't update here yet? I know Experian states the score they provide it is the score lenders use. Is that true?
EX credit tracker appears to be Fico 8 score so its a valid score that some creditors do use. Mortgage companies still use 04.
