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Experian accounts falling off, Equifax still showing

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flash2093
Valued Member

Experian accounts falling off, Equifax still showing

I have had 4 Collection accounts fall off my Experian credit report from February through March. But I continue to see these accounts on Equifax. How long would It be for Equifax to do the same? It appears that EQ is the only one reporting my old baddies. Also on my Equifax report, I can only see the Date of last activity, no DOFD. Any guidance on how I would know when EQ will remove these accounts. It should be a 7 year deal correct? Why are accounts in EX falling off and not EQ?


Starting Score:(11/2012) EQ 611
Previous Scores:(2/12) EQ 616 - (3/15) EQ 628 - (3/28) EQ 636 - (4/5) EQ 639
3 Current Scores 6/1/13: EX 650 EQ 654 TU 681
Goal Score:660

Take the myFICO Fitness Challenge
Message 1 of 4
3 REPLIES 3
guiness56
Epic Contributor

Re: Experian accounts falling off, Equifax still showing

It is actually 7.5 years for a CO or CA account.  None of the accounts list a DoFD?

Message 2 of 4
flash2093
Valued Member

Re: Experian accounts falling off, Equifax still showing

I only see the Date of last activity. I pulled it from my fico.com

Starting Score:(11/2012) EQ 611
Previous Scores:(2/12) EQ 616 - (3/15) EQ 628 - (3/28) EQ 636 - (4/5) EQ 639
3 Current Scores 6/1/13: EX 650 EQ 654 TU 681
Goal Score:660

Take the myFICO Fitness Challenge
Message 3 of 4
guiness56
Epic Contributor

Re: Experian accounts falling off, Equifax still showing

Oh ok, that's why.  Can you get them directly from EQ at annualcreditreport.com?  Those are more detailed.

Message 4 of 4
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