On my experian report, I have several medical bill with 6/2003 listed as DOFD, and the date due to fall off is 1/2010. Would that be the same date for Equifax and Transunion? That isn't 7 years, but I am not complaining.
It's quite possible. I have two derogs due to fall off at the end of this year and Experian says Oct-2010, while EQ and TU says Nov-2010. So I would say yes, give or take a month or two.
Starting Score: EQ 729, TU 752, EX ? (1/1/2011) Current Score: EQ 696, TU 718, EX 686 - PSECU (5/17/2011) Goal Score: ALL 800+ by December 31, 2011 Take the FICO Fitness Challenge PROUD MEMBER OF THE 700 CLUB!
Starting Score: EQ 729, TU 752, EX ? (1/1/2011)