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690 Experian MyFico! After 1-2 more things are updated, 700's are in sight for Experian!
GLA was deleted from my file this morning prompting a USAA Alert. Logged in, saw a 19 pt increase on my USAA Experian Plus score, it went from a 650 to a 669. I decided to bite the bullet to see if my MyFico.com score had changed much. It was showing a 635 as of 4 days ago. Paid the $19.95, was expecting to see a 645-650. Lo and behold, a 690! I was ecstatic.
Now I have to wait on the others to update accordingly. That gives me a 640 middle score. USDA Rural Housing Loan, here we come.
Oh wait, our Mortgage Officer is out for the week on vacation....
THus is life.
Do you have any baddies/collection still?
Still have a "Paid" collection from Midland that will be removed if they ever get their stuff straightened out. It was a fraudulent account that was investigated by GE Capital, who was the Original Creditor. I paid it at the urging of my mortgage officer, and then subsequently had it investigated. GE Capital has deleted the Tradeline completely from my report, but as of right now, Midland still has it reporting as a 120 late paid collection. 4 months ago to boot.
I called the GE Office and hopefully they'll get it recalled so they can remove that ASAP as well.
That's the only baddie/collection that I have. I have some 30 and 60 day lates from 2007-2008, and 2 charge offs from 2008 as well, but no other collections.