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Regular Contributor
Posts: 116
Registered: ‎09-02-2012
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Experian hates me :(

I've had 4 baddies removed from my EX report and I have not gained a single point. :smileysad: Even though it is a FAKO score I would still like to see some kind of movement.  

Moderator
Posts: 13,761
Registered: ‎04-15-2011
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Re: Experian hates me :(

That's 4 baddies off your CR!!!  Congrats!   Do you have any more baddies?



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
Posts: 116
Registered: ‎09-02-2012
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Re: Experian hates me :(

I am still excited that I got 4 removed!! Yes I still have the OCs on my acct (HSBC, Walmart and Ikea) Ive been sending GWs, also have a student loan that's in rehab so the CA tradeline will be removed after the 9th payment.

 

this reminds me I need to update my rebuild thread.

Moderator
Posts: 13,761
Registered: ‎04-15-2011
0

Re: Experian hates me :(

If it makes you feel better, I always thought EX hated me too!



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Frequent Contributor
Posts: 349
Registered: ‎07-06-2012
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Re: Experian hates me :(

How long ago were they removed?  Seems like ONE of them always take forever to update the score.



Starting Score:
August Equifax 558 TU 600 EX 570
Current Score: Equifax FICO 642 TU FICO662 EX 651 (credit.com) 06/21/2013
Goal Score: 720 All Across

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Community Leader
Established Contributor
Posts: 901
Registered: ‎08-30-2007
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Re: Experian hates me :(


Shan922 wrote:

I've had 4 baddies removed from my EX report and I have not gained a single point. :smileysad: Even though it is a FAKO score I would still like to see some kind of movement.  


Remember, it's a marathon, not a sprint.  Take joy in the small victories because each one gets you closer to your goal.  I have been at this for almost 7 years.  I have one 90- day left on one report!  Tu just won't age it off.  Points came slowly because the remaining baddies count against you more than having some drop off counts in your favor.  Congrats on your progress.  Hang in there.


Starting Score: 500's
Current Score: 761 EQ(DCU), 758 TU(Barclay), 788 EX(Credit.com)
Goal Score:760 X 3


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