Credit Card Center Advertiser Disclosure

Frequent Contributor
Posts: 411
Registered: ‎01-20-2012
0 Kudos

Re: Experian key derogatory 3 years later, plz help

Litton was sold by Goldman Sachs to Ocwen in Sep 2011. That may have caused an update to your account--right or wrong--about that time. Not much help, just trying to help you narrow down the cause of this. Good luck
Citi Double Cash $16,600 / BofA Cash Rewards Visa Sig $11,000 / Barclaycard Rewards $8,900 / CapOne Platinum $7,450 / BofA BankAmericard Visa $3,500 / eBay MC $5,800 / Discover It $5,000 / Chase Freedom $1,500 / Lowe's $8,500 / JCP MC $6,500 / Walmart $5,000 / Amazon $4,100
New Member
Posts: 5
Registered: ‎03-07-2012
0 Kudos

Re: Experian key derogatory 3 years later, plz help

Thnak-you atarvuzdar, that may explain the update.  But i didnt even know Litton had my loan. The foreclosure was through B of A on the 1st and 2nd mortgage(California) and thats how my credit report shows the foreclosure.  Showing the B of A entry as 30....60....90....120..... then the RF, RF, RF...... ect...... and thats where it should have ended (I believe).  So Litton is not a Collection Agency but a Loan Service that is now owned by Ocwen.  Is it possible to write Litton for validation of that debt or what other options do I have??  And again, is it worth disputing with only about 2 years left till the foreclosure drops from my credit report.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.