05-15-2013 08:10 AM
I paid off one of my credit cards to and it was reported on my EQ and TU and Experian has the full balance reported and I lost 20 points. What can I do to get experian to correct the balance?
And now since im down an additional 20 points how can i re-gain this since they made a mistake?
05-15-2013 08:15 AM
05-15-2013 08:50 AM
Just about there was $100 balance. I was trying to keep all my credit cards under 10%. My Equifax score is a 100 point higher difference.
This is really upsetting I cant get those points back. I sent in a dispute and I will be callig them also!
05-15-2013 08:53 AM - edited 05-15-2013 08:54 AM
05-15-2013 04:14 PM
I have 3 credit cards all of them report a small amount. Should at least one report a 0 balance?
05-15-2013 05:35 PM
For the best FICO score during rebuilding, having all but one report a 0 balance and the last one report a 9% or under balance is found to work best. YMMV so you can tinker around and see what works best for you.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO