Credit Card Center Advertiser Disclosure†
05-15-2013 08:10 AM
I paid off one of my credit cards to and it was reported on my EQ and TU and Experian has the full balance reported and I lost 20 points. What can I do to get experian to correct the balance?
And now since im down an additional 20 points how can i re-gain this since they made a mistake?
05-15-2013 08:15 AM
05-15-2013 08:50 AM
Just about there was $100 balance. I was trying to keep all my credit cards under 10%. My Equifax score is a 100 point higher difference.
This is really upsetting I cant get those points back. I sent in a dispute and I will be callig them also!
05-15-2013 08:53 AM - edited 05-15-2013 08:54 AM
05-15-2013 05:35 PM
For the best FICO score during rebuilding, having all but one report a 0 balance and the last one report a 9% or under balance is found to work best. YMMV so you can tinker around and see what works best for you.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.