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Experian report question?? Updated dispute to NO STATUS???

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lovemybabiesx2
Valued Member

Experian report question?? Updated dispute to NO STATUS???

MIDLAND CREDIT MANAGEMENT

   
 
 
 
 
 

Status:
NO STATUS.
 
 

Date Opened:
12/2010
Date of Status:
02/2011
Reported Since:
02/2011
Last Reported Date:
N/A

Type:
NA
Terms:
1 Months 
Monthly Payment:
N/A
Responsibility:
Individual 

Credit Limit:
N/A
High Balance:
N/A 
Recent Balance:
N/A
Recent Payment:
N/A
 

Statement:

Account in dispute under Fair Credit Billing Act

 

** Okay so I disputed this account due to we never had an acct with the original  creditor listed, nor recieved any bills related to this account...It was done almost 30 days ago, however, i still have not recieved anything on our score watch nor from EX themselves...What does STATUS: NO STATUS mean and why did they delete the amount due/past due etc to N/A ?  Does this mean it will be deleted?? or will it still sit under my negative items?

Equifax: 470 ( Lender 7/11) 548 (USAA-7/10/13

Experian: 493 (Lender 7/11) ) 588-USAA 7/10/13

TU: starting- 461 (Lender 7/11), 553-USAA 7/10/13- 647 (Walmart 7/15/13)
Vantage Score: 678
GOAL: FICO 650-690 by 12/2013
Message 1 of 3
2 REPLIES 2
JM-AM
Valued Contributor

Re: Experian report question?? Updated dispute to NO STATUS???


@lovemybabiesx2 wrote:

MIDLAND CREDIT MANAGEMENT

   
 
 
 
 
 

Status:
NO STATUS.
 
 

Date Opened:
12/2010
Date of Status:
02/2011
Reported Since:
02/2011
Last Reported Date:
N/A

Type:
NA
Terms:
1 Months 
Monthly Payment:
N/A
Responsibility:
Individual 

Credit Limit:
N/A
High Balance:
N/A 
Recent Balance:
N/A
Recent Payment:
N/A
 

Statement:

Account in dispute under Fair Credit Billing Act

 

** Okay so I disputed this account due to we never had an acct with the original  creditor listed, nor recieved any bills related to this account...It was done almost 30 days ago, however, i still have not recieved anything on our score watch nor from EX themselves...What does STATUS: NO STATUS mean and why did they delete the amount due/past due etc to N/A ?  Does this mean it will be deleted?? or will it still sit under my negative items?


Once they make a decision to remove because of your dispute or tell you it is valid you will receive a notice from them. Until then I wouldn't assume anything. Also you would be entitled to a new updated credit report if it is removed and they notify you of your new report available also.

Good Luck
May all your dreams and wishes become a reality!
Message 2 of 3
Anonymous
Not applicable

Re: Experian report question?? Updated dispute to NO STATUS???

I am thinking "No Status" is reflected due to the account being disputed.  While in dispute, it is not factored into the Experian credit score.  I could be wrong, but that is my educated guess.

Message 3 of 3
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