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Contributor
bmblbg
Posts: 140
Registered: ‎01-01-2013

Experian says contact gredit grantor

I just received the results of a dispute on my Experian report.  Had a couple things deleted, a couple things updated.  My question is, this "Important Message" was also listed on there.  I'm confused.  Thoughts??

 

Important Message from Experian

 

PORTFOLIO RECOVERY ASSOCIATES

PLEASE CONTACT CREDIT GRANTOR AT -8664286589-                                                                                                                                                                              

 

HSBC BANK

PLEASE CONTACT CREDIT GRANTOR AT -8007721413-

***9-4-13: TU 602 EQ 663 EX 626***
***6-13-13: TU 558 EQ 642 EX (yay to MyFICO for no more FAKO!!) 620***
5-31-13: TU 558 EQ 642 EX FAKO 643 * 1-24-13: TU 611 EQ 621 EX FAKO 643 * 1-21-13: TU 513 EQ 621 EX FAKO 643 * 1-3-13: TU 513 EQ 583 EX FAKO 643 * 1-1-13: EQ 568 EX FAKO 643 TU 513 * 12-22-12: EQ 558 EX FAKO 586 TU 525 * 11-15-12: EQ 554 EX FAKO 565 * 9-9-12: EQ 525 EX FAKO 574 TU (Lender pull-auto) 433
Mega Contributor
RobertEG
Posts: 17,256
Registered: ‎03-19-2007

Re: Experian says contact gredit grantor

In their Notice of Results of Reinvestigation, how was the dispute itself resolved?

Verified, corrected, or deleted?  The CRA must have done one of those three.

 

In the dispute process, the CRA is required to forward a copy of the dispute to the furnisher of the information, and the furnisher is required to respond back to the CRA.

The CRA then makes a final determination of the dispute based on all information, including the response of the furnisher.  They usually rely upon any verification provided by the furnisher as sufficient basis for their own final verification of accuracy.

 

It appears that something arose in that interchange that the CRA considered significant, and is alerting you to contact the furnisher for more info.

Contributor
bmblbg
Posts: 140
Registered: ‎01-01-2013

Re: Experian says contact gredit grantor

[ Edited ]

Hmm. I don't know if it was verified. I assume so. All it says next to those 2 TLs is Updated.But, there are no changes in the TL on the new report versus the old report.

 

ETA: I just re-read it and it says that Updated means Verified but w changes made.  So...I will look more into that! Yikes....

***9-4-13: TU 602 EQ 663 EX 626***
***6-13-13: TU 558 EQ 642 EX (yay to MyFICO for no more FAKO!!) 620***
5-31-13: TU 558 EQ 642 EX FAKO 643 * 1-24-13: TU 611 EQ 621 EX FAKO 643 * 1-21-13: TU 513 EQ 621 EX FAKO 643 * 1-3-13: TU 513 EQ 583 EX FAKO 643 * 1-1-13: EQ 568 EX FAKO 643 TU 513 * 12-22-12: EQ 558 EX FAKO 586 TU 525 * 11-15-12: EQ 554 EX FAKO 565 * 9-9-12: EQ 525 EX FAKO 574 TU (Lender pull-auto) 433

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