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I received an email letting me know that my Experian credit score went from 659 to 680 this morning. I am so happy it was raised twenty-one points since July. I need twenty more points to move to low risk level.
Where do your scores come from? I haven't seen my EX(Fico) score for over two years now.
Congrats on a job well done!
It's a service that I pay about $15.00 for on Experian and it has their score. I get my credit reports daily and scores daily.
I believe the service you are reffering to is truecredit.com? Experian parted ways with myFICO and now use their own credit scoring method similar to FAKO scoring. Its a much different algorithm. I know myself because I had signed up to truecredit.com while Experian reports were still being offered through MyFICO.com and both scores were off by 20 points..
I tried Trucredit.com before as well and this isn't that. I sign on directly with Experian not anywhere else. I will do more research on this.
+1
What you purchased was a FAKO score. FAKO's are not to be confused with a FICO score.
So where can I get my FICO for Experian?
The absolute only way possible is if you personally know a credit underwriter (home loan officer for example) They have access to a special system available only to brokers, retailers and the like. Other than that, a consumer can no longer purchase an Experian FICO score from anyone. Experian parted ways with consumer FICO scores and are now trying to push their own reports and "fako" scores for sale on their website..
@esmer0924 wrote:So where can I get my FICO for Experian?
Unfortunately no one has been able to buy their own Experian FICO score since February of 2009. Creditors can pull Experian and also there is a CU (PSECU) in Pennsylvania that supplies that information to it's members only.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".