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This company has been indentified by the EveryCall.us community as having called hundreds if not thousands of consumers according to reports filed to our website. The following are a list of telephone numbers that have been reported to have been associated with Portfolio Recovery Associates, we hope you find this information useful so when you see them call next time you know who it is and can ignore the phone call.
Link to company information about Portfolio Recovery Associates.
253-638-1471 866-298-3632 866-299-3463 866-691-3568 757-321-2519 757-321-6278 800-772-1413 772-664-4005 866-428-6589 877-803-0008 888-772-7326 866-532-9661 800-860-0644 800-803-0008 866-940-7640
Hi Weezie,
I had a problem with these bozo's last year. They were "collecting" on an account that was past sol by years.
Lodge an online complaint against Portfolia to your state's consumer advocate division. You can log onto your State's Attorney General's website and find the consumer advocate division. They will usually ask you to mail any back-up proving your claim.
This worked for me. I was assigned a consumer advocate who contacted Portfolio (he cc'd me on all the correspondence). The collection was removed promptly.
Of course, one month later, Portfolio put the account back on my report, but one email to my consumer advocate and the collection was removed again. It's been over a year and I haven't seen (credit reports) or heard a peep (telephone calls) from Portfolio since.
BTW - I wouldn't waste my breath or a stamp on Portfolio. Sometimes it's better to come out blazing with the big guns. That's all some junk debt buyers seem to understand.
Good Luck and keep us posted.
Hi weezie,
I crossed paths with these guys last year. If I can give you my two cents, I think in situations like this, it's better to request debt validation than to just ask them to stop sending you communications. I say this from personal experience, because their next potential move could be to report the debt as a collection on your CRA files. That's what they did to me. Now, the debt was absolutely too old to report (about the same as yours, 13 years) , but they had no problem in re-aging the debt to make it look recent. A couple of DV letters later, sent by certified US mail, finally got their crap off my credit reports, but it took, 6-8 weeks. It's better to just avoid the whole situation from the start.
Just an observation --this thread is from 2009. I don't know how many posters are still here and active.
I have received portfolio recovery (they are not the original creditor) collection letters indicating the account number and the amount owed but they are collecting a debt that was passed the Statute of Limitations in California. The letter was dated April 12 and they require that i should respond within 30 days. Today is the 30th day but i got the letter after April 12. What is the best recourse on this.
@Anonymous wrote:I have received portfolio recovery (they are not the original creditor) collection letters indicating the account number and the amount owed but they are collecting a debt that was passed the Statute of Limitations in California. The letter was dated April 12 and they require that i should respond within 30 days. Today is the 30th day but i got the letter after April 12. What is the best recourse on this.
Mail a DV letter CMRRR this week and you'll be OK. The 30-day notice is required of them by federal law.
I defaulted on a CapitalOne account a few years back it got turned over to them. I paid them and last week I sent them a goodwill letter to remove the account off my credit report and they did, so they are pretty easy to deal with.