So, interesting update, I have been ignoring phone calls (they've been sporadic) and never wound up sending a followup "this was not a legit DV" letter (been so busy, and there wasn't an easy form letter to copy/paste that I saw...) I got a letter from them (normal mail, nothing special) saying that my account is in the litigation department now and offering a settlement. Basically 30% (estimated) reduction if I pay it off in full in one payment, maybe 20% (estimated) reduction if I paid $x for 6 months, and 10% (estimated) if I paid $y for 12 months. So sounds like they're already thinking settlement. I would be happy to settle, but more like 10-20% of the original value. I am not sure if I should send a letter thanking them for their offer, saying that I still have not received proper DV, and/or countering them with a 10% offer on the condition they can provide a legitimate DV? I'd like to play a little hardball, but I would also like this to be over and done with too. Any help is appreciated. Private messages are appreciated too. For someone extremely skilled at playing this game I would even offer a little cash for the assistance with working the system! Thanks!
