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Well unfortunately my score on Equifax score watch dropped dramatically 40 points when it was upgraded!! IF i had not done my research on these forums i would have been freaking out but oddly i was actually ok because of the information on this forum i have found about the Fico04model and the Fico08model. My score went from a 583 to 543. The next day a new credit account posted for a new secured CC i opened and that made it go back up 25 points to a 569. MY QUESTIONS ARE.....i have a capital one secure card that post every month to all three reports but when the upgrade came along it is not showing on the HELPING YOUR SCORE side of the UNDERSTANDING YOUR SCORE TAB on my score watch. In the past it always has why is it not now? Do i need to wait for it to report again maybe?
It is helping, and it's helping quite a bit. But to maximize your revolve you really need 3 revolving accounts. Now you may see a drop because of those initial scores, but please don't worry about that. It needs those tradelines to grow healthy and strong.