Reply
Established Member
soundview00
Posts: 18
Registered: ‎03-06-2009
0

FICO Credit Score Jumped Up...

First of all, I'd like to thank all of you guys who helped me in the past few months. Since being introduced to this site in February/March, my FICO score jumped from 588 to 622. Not sure how this happened, but I noticed that a few items fell off of my cr, and I got a loan from my cu of $500.00. I know that I have a long way to go before I hit the 700 mark, but I am more than confident that I will reach my goals before the years end. Again, THANK YOU ALL FOR YOUR TIME, PATIENCE, AND HELP.

Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
0

Re: FICO Credit Score Jumped Up...

Congrats
Established Member
soundview00
Posts: 18
Registered: ‎03-06-2009
0

Re: FICO Credit Score Jumped Up...

[ Edited ]

Thanks. I can finally post my score without feeling all that bad. Progression, that's what it's all about. One question though, at which point does the lenders see you as a not-so-bad borrower. I've read many things, ie:

620, 650, and even 680. Thanks for the reply.

 

 

 

 

 

 

 

March: TU:585,EQ:590

  June: TU:606,EQ:622

Message Edited by soundview00 on 06-06-2009 12:02 PM
Moderator Emeritus
HappyDays
Posts: 7,326
Registered: ‎06-18-2007
0

Re: FICO Credit Score Jumped Up...

Nice going.  Every creditor sets their own standards.
Senior Contributor
BungalowMo
Posts: 4,243
Registered: ‎05-01-2008
0

Re: FICO Credit Score Jumped Up...

Your mid score got me my mortgage 2 yrs ago!  Financed 100%


Starting Score: 07/2011 TU 732 - EQ 717 - EX 702
Current Score: 06/2014 TU 739 - EQ '08 709 - EX 721
Goal Score: 850

Bury me in the garden...last app 06.18.14

Established Member
soundview00
Posts: 18
Registered: ‎03-06-2009
0

Re: FICO Credit Score Jumped Up...

[ Edited ]

Ok, after some pondering, I have to ask a simple question.

 

Should I apply for a CC (nscc or scc), or just let the line of credit that my cu gave me be the driving force in building my credit. Right now I'm showing that the status on my line of credit is "Paid as Agreed", which it is.

At the moment this in formation is only showing up in my TU report.

 

Any information would be greatly appreciated. Thanks.

Message Edited by soundview00 on 06-08-2009 08:52 PM
Established Member
soundview00
Posts: 18
Registered: ‎03-06-2009
0

Re: FICO Credit Score Jumped Up...

Can someone please respond. Thanks.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}