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FICO Score Bump!

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Springer
New Contributor
‎06-03-2013 03:39 PM
‎06-03-2013 03:39 PM

FICO Score Bump!

592-627...First alert ive gotten in a while.  In January i was at 560 so im looking 67 points in the last few months!  Made my day!!! Its still low but man its nice to see progress!!

In The Garden Since 1/5/13
Starting Score: EQ FICO 627 CK 633 CS 630 (12/2012)
Current Score: EQ FICO-584: EX FICO (BofA, 12/17/2012): 538 :CK 578 :CS 630
Goal Score: 700

Take the myFICO Fitness Challenge
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ButterflyT
Established Member
‎06-03-2013 05:06 PM
‎06-03-2013 05:06 PM

Re: FICO Score Bump!

I always ask ayone I see with a bump..what did you do?

The early bird may get the worm but the second mouse gets the CHEESE!! lol


Starting Score: 614 (Credit Karma), 640 (TU Fico), 614 (TU via Merrick) as of 5/31/2013
Current Score: 597 (Credit Karma), 621 (TU Fico), 607 (TU via Merrick) as of 8/23/2013 !!!! annoyed
Goal Score: 800+
In My Wallet:RBFCU MC $2.5K/Target $2K/Amazon $1.3K/HB $900/C1Plat $750/Merrick $700/MS $550/ WM $500/C1CR $500 & Various Store Cards
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meib
Member
‎06-03-2013 05:07 PM
‎06-03-2013 05:07 PM

Re: FICO Score Bump!

What did you do to cause the bump?
Current Scores: 658/657/644

Chase Freedom $2500 * Barclays Rewards $1500 * AU Chase Sapphire Preferred $8000 * AU AMEX PRG NPSL * AU AMEX Everyday $4500 * AU AMEX Blue Cash ED $7000 * AU USAA World Mastercard $6000
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creditjail
Regular Contributor
‎06-03-2013 05:29 PM
‎06-03-2013 05:29 PM

Re: FICO Score Bump!

Congrats on the bump

FICO scores:EQ- 723 (6/13), TU- 722 (6/13), EX- ?
My Wallet- AMEX BCE-17.5K, Chase Freedom-6k, Cap1- 5K, BMO Harris-5K, Wells Fargo-2K,
Store Cards-Lowes- 8K, Ashley Furniture-6K, American Furniture-2.5K,


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Springer
New Contributor
‎06-03-2013 06:06 PM
‎06-03-2013 06:06 PM

Re: FICO Score Bump!

@ButterflyT wrote:

I always ask ayone I see with a bump..what did you do?

I think it has to do with utilization.  I went from probably 70-75% to around 40%.  I noticed my CK and CS scores jumped up a couple weeks ago, been waiting to see if my FICO score would reflect whatever those were seeing.  Another 25+ points and I will be giving chase and discover another shot.  

In The Garden Since 1/5/13
Starting Score: EQ FICO 627 CK 633 CS 630 (12/2012)
Current Score: EQ FICO-584: EX FICO (BofA, 12/17/2012): 538 :CK 578 :CS 630
Goal Score: 700

Take the myFICO Fitness Challenge
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