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I have a judgment from 2008 due to a Discover Card. I paid the judgment in 2012 and it has been marked as a "Paid Judgment" since then. The judgment is set to fall off my CRs in February, 2015 and I am curious if anyone knows what kind of jump in score I can expect to see? Just as a side note I have a mortgage short sale with Wells Fargo that is set to fall off in April, 2015. We are looking to build a house next summer and are waiting until we can make some more progress with the CRs. Both my wife and I have scores ranging from 660s-690s. Any thoughts on what kind of bump I can expect?
A couple of small collection accounts that are over 4 years old as well. Just hoping to get to 720 for better mortgage rates.
I actually got one deleted off of my credit report and I had a 40 point jump on my credit reports. I also have 2 charge offs due to fall of next year and a collection.
Who knows! I had a tax lien removed from mine, and received no jump.