No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Here is a FICO Simulator / Estimator which is "powered by MyFICO"
http://www.bankrate.com/brm/fico/calc.asp which is the same simulator as FICO® Score Estimator on the MyFICO site.
For those who say "what if I do x, y or z....what will my score be" here is an opportunity to "what if" and see the potential results of your hard work....and to help you determine what areas to focus on first for maximum results.
Here are some very useful financial calculators here:
http://www.bankrate.com/calculators.aspx
Use these calculators to figure out payments and budgets. You can also use the CREDIT CARD CALCULATOR to see how much you are going to pay out if you only pay minimums.
Hi TxJohn,
Great site and info you supplied. I must say, everything I put in, fit my situation perfectly. Thanks again for the info.
Yep, just plug in your current CR and see if it reflects your actual FICO's. Then begin to add and subtract credit items to see where you see the most results.
If you want to know if adding a new card will help, then plug in that additional new card and inquiry to see where you will be. Then run it again to see how the new account will affect you next year by showing how the inquiries being 6 months or a year effect you.