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Does anyone know if the FICO simulator is accurate enough to trust its predictions? It tells me to pay off a delinquent credit card and my equifax score will increase 51 points. Has anyone had any success following the FICO simulator? Please let me know.
Thanks.
Paying off a deliquent card will definitely yeild a score increase because its counting against your UTI%. Whether you get 'exactly' 51 points is anyones geuss, you may get more, or you may get less.
I would think that the FICO simulator here would be more accurate than the myriad other simulators out there.
Cool Beans! Thanks! I'll do it just to see how accurate it is and make a post regarding it.