FICO Simulator

[Jane_O]

What exactly is the difference between paying revolving account balance over a one month period and/or choosing the option underneath it to pay it all at once? Why is paying it over a month giving me a higher boost ? I don't get it...

[tmobileguy]

maybe the additional month of time to let some of the other stuff age is what they are factoring in to give you a slightly higher score...time makes all the bad stuff less important and thus increases your score...