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FICO Skyrocketed 80 Points to 712!

Contributor

FICO Skyrocketed 80 Points to 712!

TransUnion just went up 80 points after two student loans were rehabilitated. I'm now 712 TU and 708 EQ. I'll never be sub 700 again.

Chase Southwest - $79,500 I CSP - $50,000 I Barclays Aviator Silver - $25,800 I
Wells Fargo Sig - $25,000 I Amex BCP- $34,000 I BankAmericard - $16,000 l AMEX Platinum NPSL l Barclays Apple - $10,000 l PayPal MC - $10,000 l Sportsmans Guide Visa - $12,000 l CITI AA - $9,400 l CITI Simplicity - $10,100 l CITI Double - $9,000
Message 1 of 10
9 REPLIES
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Frequent Contributor

Re: FICO Skyrocketed 80 Points to 712!

Awesome!!! Did you get your screen name from the Halloween movies? Dr. Loomis? They are my fav movies of all time lol, or is it just a coincidence
Message 2 of 10
Contributor

Re: FICO Skyrocketed 80 Points to 712!

I sure did! Halloween is my all time favorite movie.....

Chase Southwest - $79,500 I CSP - $50,000 I Barclays Aviator Silver - $25,800 I
Wells Fargo Sig - $25,000 I Amex BCP- $34,000 I BankAmericard - $16,000 l AMEX Platinum NPSL l Barclays Apple - $10,000 l PayPal MC - $10,000 l Sportsmans Guide Visa - $12,000 l CITI AA - $9,400 l CITI Simplicity - $10,100 l CITI Double - $9,000
Message 3 of 10
New Contributor

Re: FICO Skyrocketed 80 Points to 712!

Congrats!!

 

What does it mean to "rehabilitate" student loans? I have student loans, but I am still in school and they are not due yet.

5/17/13 Starting 627
Current Score 776
Goal 800
Message 4 of 10
Frequent Contributor

Re: FICO Skyrocketed 80 Points to 712!

Lol Mine too!!!! Smiley Happy
Message 5 of 10
Frequent Contributor

Re: FICO Skyrocketed 80 Points to 712!

How many late payments were removed? I'm waiting for Sallie Mae to update two accts with 6 90-120 day late payments, hopefully I'll get half the boost you got lol
Message 6 of 10
Established Contributor

Re: FICO Skyrocketed 80 Points to 712!

Awesome!!!! Congratulations.

Message 7 of 10
Moderator Emeritus

Re: FICO Skyrocketed 80 Points to 712!

Congrats!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 8 of 10
Valued Member

Re: FICO Skyrocketed 80 Points to 712!

What is a rehabilitated student loan?
Message 9 of 10
Epic Contributor

Re: FICO Skyrocketed 80 Points to 712!

You do a payment plan with them for 9 months and they remove the default from your CR.  That is just a bare boned explanation.

Message 10 of 10