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Member
DoctorLoomis
Posts: 12
Registered: ‎04-19-2013

FICO Skyrocketed 80 Points to 712!

TransUnion just went up 80 points after two student loans were rehabilitated. I'm now 712 TU and 708 EQ. I'll never be sub 700 again.
Frequent Contributor
Melanie220
Posts: 400
Registered: ‎01-31-2013

Re: FICO Skyrocketed 80 Points to 712!

Awesome!!! Did you get your screen name from the Halloween movies? Dr. Loomis? They are my fav movies of all time lol, or is it just a coincidence
Member
DoctorLoomis
Posts: 12
Registered: ‎04-19-2013

Re: FICO Skyrocketed 80 Points to 712!

I sure did! Halloween is my all time favorite movie.....
New Contributor
Sobo
Posts: 63
Registered: ‎05-16-2013

Re: FICO Skyrocketed 80 Points to 712!

Congrats!!

 

What does it mean to "rehabilitate" student loans? I have student loans, but I am still in school and they are not due yet.

5/17/13 Starting 627
Current Score 776
Goal 800
Frequent Contributor
Melanie220
Posts: 400
Registered: ‎01-31-2013

Re: FICO Skyrocketed 80 Points to 712!

Lol Mine too!!!! :smileyhappy:
Frequent Contributor
Melanie220
Posts: 400
Registered: ‎01-31-2013

Re: FICO Skyrocketed 80 Points to 712!

How many late payments were removed? I'm waiting for Sallie Mae to update two accts with 6 90-120 day late payments, hopefully I'll get half the boost you got lol
Frequent Contributor
blunderer
Posts: 368
Registered: ‎01-09-2013

Re: FICO Skyrocketed 80 Points to 712!

Awesome!!!! Congratulations.

Moderator
Shogun
Posts: 12,902
Registered: ‎04-15-2011

Re: FICO Skyrocketed 80 Points to 712!

Congrats!!!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Member
kmids
Posts: 40
Registered: ‎05-22-2013

Re: FICO Skyrocketed 80 Points to 712!

What is a rehabilitated student loan?
05/28/2013  EX: 572 EQ: 572 TU: 576

Moderator
guiness56
Posts: 22,408
Registered: ‎01-17-2008

Re: FICO Skyrocketed 80 Points to 712!

You do a payment plan with them for 9 months and they remove the default from your CR.  That is just a bare boned explanation.


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