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When I first started MyFICO on September 23rd. my scores were the following:
EX: 592
TU: 587
EQ: 618
I clicked on FICO score simulator, if I paid my bills on time for 24 months, this is the FICO score I would get: 627 from 618 but it's not even 2 months yet and my EQ score is 638!
So are FICO score simulator not accurate? At this rate I'm going, I'm hoping to hit 700's next year LOL but wishful thinking!
Yep, i never go by the simulator........congrads...