Why would my Transunion score be nearly 90 points less than my Equifax score? The account information is listed the same in both, same balance due. I have no collections in either or bankruptcy's etc.
AMEX PRG - NPSL I AMEX Everyday Preferred - $34.8k I Capital One Venture - $20k I Chase Sapphire Preferred - $25.5k I Chase Southwest Rapid Rewards Premier - $20.7k I Barclay Arrival + - $10k I Capital One Quicksilver - $10k I NFCU Flagship Rewards Visa Signature - $15k I NASA FCU - $10k I Texell FCU Visa - $5k I Chase Freedom - $9.9k I Citi Double Cash - $7.8k I Discover IT - $5k I NFCU CLOC - $15k I Total Unsecured Credit - $188,700
EQ FICO - 714 (5/24/16) I TU FICO - 772 (5/24/16) I EX FICO - 770 (5/24/16)
This happened to me where the Transunion score was quite a bit lower. It turned out that Transunion was incorrectly reporting a 30 day late from 2006 on a previous mortgage account. Both Experian and Equifax were reporting correctly. I have no idea where Transunion got the incorrect information as the creditor said they were reporting the same info to all 3 credit bureaus.
