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FICO score updated before report date?

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mmunsee
Established Member

FICO score updated before report date?

My FICO score just went up 11 points today, weird thing is my due date is the 6th? Anyone know why it updated before this months report?
Message 1 of 4
3 REPLIES 3
gdale6
Moderator Emeritus

Re: FICO score updated before report date?

I would suspect a change in AAoA or age of an account hit a different bucket and caused the score increase.

Message 2 of 4
mmunsee
Established Member

Re: FICO score updated before report date?


@gdale6 wrote:

I would suspect a change in AAoA or age of an account hit a different bucket and caused the score increase.


This is what it said why my score probably went up:

 

Your FICO score may have gone up because the following 4 factors are not hurting your FICO score as much as before:

  • You have a public record or collection in addition to a serious delinquency on your credit report.
  • You have multiple accounts showing missed payments or derogatory descriptions.
  • You have a short credit history.
  • You have a recent public record or collection on your credit report.

So my score will change again once my balances are reported later this month?

Message 3 of 4
mmunsee
Established Member

Re: FICO score updated before report date?

bump

Message 4 of 4
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