FICO v FAKO

[spike69]

I know that CK and Credit Sesame are FAKO. But what about when you log in to the Experian or Trans Union or Equifax sites themselves? Are those FICO or FAKO?

[tomfromrictmame]

FAKO, though you can additionally purchase a FICO score on either EQ or EX (I don't recall which one).

[growing123]

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@tomfromrictmame wrote:

FAKO, though you can additionally purchase a FICO score on either EQ or EX (I don't recall which one).

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It's EQ that lets you buy your FICO as well as their FAKO.  The only reason I know is because I have their monitoring service for my credit report.

[spike69]

Ithink it is the monitoring that I find the hardest in all of this. I have several changes that have or are happening and keep waiting to buy the three reports here until I know they are all going to "show"