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FINALLY A WEST ASSET MANAGEMENT VICTORY!!!

Regular Contributor

FINALLY A WEST ASSET MANAGEMENT VICTORY!!!

OK after years of trying, off and on of course, I FINALLY got West Asset Management to remove a PAID collection from my report stemming from 2008 prior to me knowing about a PFD option. It was a long time coming but I contacted the executive office from ATT and was able to get them to agree to have WAM withdraw the accounts from the credit bureaus. The lady at ATT was actually nice enough to email me a letter that she sent over to them in case I have any issues with it being removed. I'm so excited. I'm still plugging away at a couple others though but this is a great feeling!!

Message 1 of 7
6 REPLIES
Established Contributor

Re: FINALLY A WEST ASSET MANAGEMENT VICTORY!!!

Congrats!

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
7/31/16 TU 710 ~ EQ 699~ Ex 705
My Wallet: Cap1 3,500K ~FH 2950 Credit One 1800~Credit one #2 1500.00~Orchard Bank 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 11K ~Care Credit 4,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 3/17)
Message 2 of 7
Moderator Emeritus

Re: FINALLY A WEST ASSET MANAGEMENT VICTORY!!!

Very nice!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 3 of 7
Highlighted
Valued Contributor

Re: FINALLY A WEST ASSET MANAGEMENT VICTORY!!!

Please let us know when the CA actually comes off the report!

 

WAM has been uncorporative in removing something they put on that they never owned.  The hospital was paid directly and WAM NEVER had the account.  They refuse to remove it saying since money was actually owed from the surgery (it was - I paid some, insurance paid some, and I paid off the balance).   WAM said that it didn't matter that the account was paid off in a timelly manner, a balance was owed for a day, therefore they had the right to report it. 

 

WAM was the in house CA for the hospital.

 

 

Message 4 of 7
Regular Contributor

Re: FINALLY A WEST ASSET MANAGEMENT VICTORY!!!

I will keep you posted. ATT actually emailed me a copy of the letter they sent to them so if all else fails. I will fax it over to the credit bureau requesting removal!!
Message 5 of 7
Regular Contributor

Re: FINALLY A WEST ASSET MANAGEMENT VICTORY!!!

As of TODAY, WEST ASSET MANAGEMENT is offically off my credit reports! So it took less than a week for it to be removed!!

Message 6 of 7
Moderator Emeritus

Re: FINALLY A WEST ASSET MANAGEMENT VICTORY!!!

Happy dance!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 7 of 7