FINALLY!!! Credit One Bank Success!!!

[Anonymous]

Pulled up my credit reports for the month....

Credit One Bank Charge Off --- DELETED

Thanks to everyone for their help, support, and advice!!!!

Just have to figure out how to crack Capital One and First Premier.....

On the way to my dream of having high enough credit scores for an FHA mortgage on my first home!!!!...Keep Pushing!!!

[the_jan_b]

Congrats!!!

[nicholasyud]

more details my buddie

[Anonymous]

I did a number of things with this account, so I'm not completely sure which one worked, but this is what I did, and the paid charge-off was deleted from all 3 reports....

Disputed credit one account with all 3 bureaus via CMRRR

after I received a "validated/verified" response from all 3 bureaus, I sent a dispute to credit one bank (623 dispute)

at the same time that I did this, I sent a MOV (611) to all three bureaus

Credit One sent a letter stating that the account was verified

at this time, I still did not receive the MOVs from the bureaus

I sent a letter via CMRRR to Credit One requesting that they send me all documents pertaining to my account

I sent a GW email to the CEO of credit one

Charge-off removed a little over a month later!!!!

If you need any contact info, let me know and I can PM you the info...everyone in this forum has been so nice to help, and I don't mind paying it forward!!!

[Anonymous]

I have one with first premier any suggestions that is what I am try to do is get a home loan mine is 573

[Anonymous]

Wish I could help with first premier. I've been working on them forever with no luck. From what I've received from them and what I've read on the forums, First Premier doesn't do GW whatsoever.

[Shogun]

Congrats!!

[sanchez1278]

Congrat!!!  I am working on getting Credit One Bank off my report, if you could PM me CEO email I would greatly appreciate it.  Thank you

[Anonymous]

Thanks digitaldiva and shogun!

PM sent sanchez1278

[RocketChick]

Congrats! Could you pm me the contact info also please?