I have be disputing a duplicate TL on my EX report for a LONG time...they always send it back as verified...this time I had to send a copy of their report..with TL's highlighted...so they could clearly see...and I also had to explain to them in detail that...I was not disputing the validity of the account...I just want the duplicate TL removed...they finally got it...when I just updated TC...it was gone..I have not checked my reports yet...and I don't plan to...not until next month...I have spent well over $100 this month on scores/reports...I have recently damaged my scores due to high UTL...now I actually see...what almost maxing out your CC's will do...I'm not really worried though..I plan on paying them off by next month...UTL went from:
$375 CL...balance was $154...now $326...they fooled me..my reporting date was supposed to be the 24th...they reported to the bureaus on the 22nd...
$500 CL...balance was $140...now $185...SCORES:
5/3/2008
TU-661
EX-618
EQ-594
5/25/2008
TU-638
EX-600
EQ-570