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Valued Contributor
Posts: 2,340
Registered: ‎04-08-2008


I have be disputing a duplicate TL on my EX report for a LONG time...they always send it back as verified...this time I had to send a copy of their report..with TL's they could clearly see...and I also had to explain to them in detail that...I was not disputing the validity of the account...I just want the duplicate TL removed...they finally got it...when I just updated was gone..I have not checked my reports yet...and I don't plan to...not until next month...I have spent well over $100 this month on scores/reports...I have recently damaged my scores due to high I actually see...what almost maxing out your CC's will do...I'm not really worried though..I plan on paying them off by next month...UTL went from:

$375 CL...balance was $ $326...they fooled reporting date was supposed to be the 24th...they reported to the bureaus on the 22nd...
$500 CL...balance was $ $185...SCORES:


Frequent Contributor
Posts: 366
Registered: ‎12-20-2007


U knw I guess we just have to write in RED INK when disputing lol!!!! I hateSmiley Mad Experian dispute i dont think they do anything!
~EveryThing Is Within REach~FICO FORUM roCKs.....
Regular Contributor
Posts: 120
Registered: ‎04-19-2008


Gosh, Sly, you could be me!  I disputed an acccount that was on my EX three times! One that I had never used or activated.  I didn't mind the positive TL, but I didn't need three of them.  My EX score did take a hit for it when they deleted it today.  Not to mention the hits all three CRs took because I went car shopping....Smiley Sad
Starting Scores: 12/14/14 FICO EQ: 579 EXP: 586 TU: 591
Current Scores: 12/29/15 FICO EQ: 643 EXP: 667 TU: 670
Goal: 750

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