FINALLY! <doing happy dance>

jojomomma · ‎06-19-2014

All three of my scores from this site are above 700! It was a slow, up hill battle and I am glad I won One single negative <foreclosure) and all I can do is wait it out, sighs..... C'mon Sept. 2016!

Thanks to everyone on this forum, posters, mods, financial professionals, you all rock!

11/2011 FICO .................TU 672 ...........EQ 654........... EX 649
03/2015 FICO; .. TU 710.... EQ 721 ....,,,,.EX 722

Cap1 6850, Discover 17,600, WM Discover 6000, Chase 2500, Citi Simplicity 2600, Citi Dbl Cash 2,600, Home Dpt 500, VS 1200

Gerri · ‎06-19-2014

GREAT job! Congratulations!!!

Starting Score: 599
Current Score: EQ-739,TU-738
Goal Score: 750

Take the myFICO Fitness Challenge

Shae123 · ‎06-19-2014

@jojomomma wrote:
All three of my scores from this site are above 700! It was a slow, up hill battle and I am glad I won One single negative <foreclosure) and all I can do is wait it out, sighs..... C'mon Sept. 2016!

Thanks to everyone on this forum, posters, mods, financial professionals, you all rock!

AWESOME!!! Congrats!

gdale6 · ‎06-19-2014

@jojomomma wrote:
All three of my scores from this site are above 700! It was a slow, up hill battle and I am glad I won One single negative <foreclosure) and all I can do is wait it out, sighs..... C'mon Sept. 2016!

Thanks to everyone on this forum, posters, mods, financial professionals, you all rock!

Congrats to your continued success

EW800 · ‎06-19-2014

Congratulations!!

See what your scores are and that the only baddie you have left fives me a general idea of what I may be in for. I have a foreclosure, however it is much more recent (about 2 years). I also have a few other baddies, but the foreclosure is the worst. Although my scores are decent for what we went through, I have a feeling that with the foreclosure showing that the scores I have now are about as good as they are going to get. It looks like you are in the same area score wise as I am. Please let us know what your scores do when the foreclosure falls off!!

Again, congratulations on the great job!!!!

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 840; EQ8: 832; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .

topa · ‎06-19-2014

Congrats!!!!

Starting Score: 600 (Jan 2014)
Current MyFICO Scores: EQ: 712 | TU: 706 | EX: 702
Current Bureau Scores: EQ Beacon 5.0: 682 | TU FICO Classic 04: 740 | EX FICO V2: 706
Goal Score: 750

Take the myFICO Fitness Challenge

Shogun · ‎06-19-2014

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

Anonymous · ‎06-19-2014

Congrats!