With the help of my fico friends I made the 700 club with a TU score of 702. I'm still at the beginning but this is great. I start working on my credit 4/09 in the mid 500's. It has been many ups and downs, but thanks to the help and advice I received, here I am. My EX went up as well but perhaps in a few months that score will hit the 700 club as well. I still have old badies and once they are gone hopefully the score will go higher.
Could someone tell me how to access my fico challenge are so that I can adjust my score. Thanks again to everyone.
Starting Score: TU 675 EX 643
BenBen,
Congrats. I'm so very happy for you. I too started in April of 09 with a 548 score on EQ! I cleaned a lot of stuff up...
Been an education, huh? learned so much too. One of the benefits of doing it yourself, you gain knowledge...Keep it up!
I'm a 21 year old college student and made alot of mistakes credit card wise at 18 (just signing up to get pizza or a shirt). After reading the forums i realized how important credit is. I hope to be in the 700 club like you someday as I work to knock off these collections one by one.
Congrats, benben!!!!!! Its time for the happy dance.
Congratulations Travis-84, This is great.
Thank you Daisy Duke, I have learned so much and it's been a lot of ups and downs. I'm looking forward to breaking the 700 mark with equifax hopefully by the end of the year. (or sooner, ha ha)
benben, are you referring to equifax as "EX"? "EX" is the abbreviation we commonly use for Experian.
Starting Score: EQ 583 TU04 619 EX 592 (lender pull) 2010