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I have one ding of a Ford car a few years back. How long does it take for 30, 60 or 90 day dings to fall off?
I'm not even going to try a GW letter seeing how older post say they won't budge.
Date Opened: | 12/01/2007 | Balance: | $0 |
Date Reported: | 01/01/2010 | Amount Past Due: | |
Date of Last Payment: | 01/2010 |
Date Closed: | 01/2010 | Type of Loan: | Auto Lease |
Date of First Delinquency: | 01/2010 |
It's not going to fall off of your report until 2017. What is the ding? 30, 60, or 90? A 90 will effect your score for the full 7 years, since it's a major derog. I'd say it's definitely worth the GW.
Eh, yeah, I suppose it doesn't look promising based on that thread...but what hurt does it cause to try? That thread is 5 years old.
BUMP