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FOCUS RECEIVABLES MANAGEMENT

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Erika3o3
Regular Contributor

FOCUS RECEIVABLES MANAGEMENT

Who the heck is this?! I got a SW alert yesterday that said this collection had been added to my report for 252 dollars. It says the OC was not reported so I have NO IDEA who the OC is...

Fico 8 Scores as of 5/29/21
Equifax: 606 / Transunion 641 / Experian 647

Captial One Platinum: $500
Capital One QuickSilver: $2000
Discover IT: $1,500
Kohls: $300
Message 1 of 11
10 REPLIES 10
guiness56
Epic Contributor

Re: FOCUS RECEIVABLES MANAGEMENT

They collect for DirectTv, Discover Financial, Wachovia, Bellsouth, Chrysler, to name a few. 

 

Send them a DV ASAP.

Message 2 of 11
Erika3o3
Regular Contributor

Re: FOCUS RECEIVABLES MANAGEMENT

Is there any sample DV letters i've never sent one. And from what i've gathered this company seems pretty nasty to work with

Fico 8 Scores as of 5/29/21
Equifax: 606 / Transunion 641 / Experian 647

Captial One Platinum: $500
Capital One QuickSilver: $2000
Discover IT: $1,500
Kohls: $300
Message 3 of 11
Erika3o3
Regular Contributor

Re: FOCUS RECEIVABLES MANAGEMENT

And I do owe DirectTV but they are already reporting to my Credit reports.... this is the 3rd different ammount ... direct tv first reports i owed 300 and something dollars... and a 80 something dollars... NOW this one... **bleep**?

Fico 8 Scores as of 5/29/21
Equifax: 606 / Transunion 641 / Experian 647

Captial One Platinum: $500
Capital One QuickSilver: $2000
Discover IT: $1,500
Kohls: $300
Message 4 of 11
guiness56
Epic Contributor

Re: FOCUS RECEIVABLES MANAGEMENT

You are reporting this debt on my CR, account#__________.Please validate per FDCPA 809.  Also include an itemized accounting of alleged debt.

Message 5 of 11
Erika3o3
Regular Contributor

Re: FOCUS RECEIVABLES MANAGEMENT

I dont have the full account number it only shows the last 4 digits

Fico 8 Scores as of 5/29/21
Equifax: 606 / Transunion 641 / Experian 647

Captial One Platinum: $500
Capital One QuickSilver: $2000
Discover IT: $1,500
Kohls: $300
Message 6 of 11
Erika3o3
Regular Contributor

Re: FOCUS RECEIVABLES MANAGEMENT

Can I still send a DV without the full account number?

Fico 8 Scores as of 5/29/21
Equifax: 606 / Transunion 641 / Experian 647

Captial One Platinum: $500
Capital One QuickSilver: $2000
Discover IT: $1,500
Kohls: $300
Message 7 of 11
guiness56
Epic Contributor

Re: FOCUS RECEIVABLES MANAGEMENT

Message 8 of 11
Erika3o3
Regular Contributor

Re: FOCUS RECEIVABLES MANAGEMENT

Alright thanks. Is it ok to type up Gw's and DV's and things like that or should it be hand written

Fico 8 Scores as of 5/29/21
Equifax: 606 / Transunion 641 / Experian 647

Captial One Platinum: $500
Capital One QuickSilver: $2000
Discover IT: $1,500
Kohls: $300
Message 9 of 11
guiness56
Epic Contributor

Re: FOCUS RECEIVABLES MANAGEMENT

Type a DV, do NOT sign it, just type your name.

 

On a GW a handwritten one actually makes it look more personal so that is ok.  You can sign those also.

Message 10 of 11
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