Reply
New Member
Posts: 28
Registered: ‎09-30-2012
0

Fair Collections & Outsourcing -- can they do this?

They answered right away with the validation, but completely ignored my PFD letter. However, since they now know that I can pay they have resumed calling me daily at home, work and cell. I never pick up. They called my boss to "verify employment" -- in other words to ask if I was at work that day. They called my extension as soon as they got off the phone with her.

I started doing some reading and came across an article on the Nolo site that said CAs are only allowed to call my employer once. Is that true? Fair Collections calls her every few months.

I know I can ask that they stop calling at work but what I'm hoping is that they have committed some sort of violation by calling to verify my employment more than once. Then maybe I can have something to bargain with since I've read on these boards how nasty and uncooperative this particular CA can be.

Starting Score: TU 598; EQ 558; EX 526
Current Score: TU 598; EQ 558; EX 526
Goal Score: 650


Take the FICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.