Reply
New Member
ellicel
Posts: 28
Registered: ‎09-30-2012
0

Fair Collections & Outsourcing -- can they do this?

They answered right away with the validation, but completely ignored my PFD letter. However, since they now know that I can pay they have resumed calling me daily at home, work and cell. I never pick up. They called my boss to "verify employment" -- in other words to ask if I was at work that day. They called my extension as soon as they got off the phone with her.

I started doing some reading and came across an article on the Nolo site that said CAs are only allowed to call my employer once. Is that true? Fair Collections calls her every few months.

I know I can ask that they stop calling at work but what I'm hoping is that they have committed some sort of violation by calling to verify my employment more than once. Then maybe I can have something to bargain with since I've read on these boards how nasty and uncooperative this particular CA can be.

Starting Score: TU 598; EQ 558; EX 526
Current Score: TU 598; EQ 558; EX 526
Goal Score: 650


Take the FICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}