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Frequent Contributor
CreditChampion
Posts: 255
Registered: ‎03-15-2012

Re: Fair Collections & Outsourcing

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‎11-15-2012 08:54 PM

Anyone have any sucess getting them to delete


Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
AMEX Zync NPSL(AU) Citi Forward $3k Discover More Student $1600 Wells Fargo Cash Back $1300 BankAmericard Cash Rewards $700 Chase Freedom $500 Capital One Journey Student Card $1250
Capital One Secured Card (AU) $251 Capital One Platinum (AU) $500
Message 31 of 38 (400 Views)
 
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Valued Contributor
rckstrscott
Posts: 2,244
Registered: ‎04-25-2011

Re: Fair Collections & Outsourcing

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‎11-15-2012 08:58 PM

CreditChampion wrote:

Anyone have any sucess getting them to delete

I am still working on it, years later. These guys are pains.

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession
Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX
Message 32 of 38 (395 Views)
 
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Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008

Re: Fair Collections & Outsourcing

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‎11-16-2012 10:19 AM

well if you guys can figure out how to deal with them please let me know :smileyvery-happy:

 

Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 33 of 38 (371 Views)
 
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Established Contributor
Lasardo
Posts: 604
Registered: ‎04-26-2012

Re: Fair Collections & Outsourcing

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‎11-16-2012 02:00 PM

Will pm you info!
CS 728- 01/13 from 554-12/11
Goal: 800
Message 34 of 38 (361 Views)
 
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Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008

Re: Fair Collections & Outsourcing

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‎11-17-2012 04:19 AM

Thank You :smileyhappy:

 

Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 35 of 38 (326 Views)
 
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Established Member
dealaddict
Posts: 25
Registered: ‎01-29-2008

Re: Fair Collections & Outsourcing

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‎12-06-2012 03:00 AM

Can I get the contact info as well to see if I can get my $71 delinquent account removed. It was something that I didnt know I owed and then one day it hit my CR and ever since its ruined my perfectly good credit.... would love to get it out of my report if I can. It started in 2007/2008 so I assume my SOL is up not sure if that will make it go away... any help is appreciated..

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Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008

Re: Fair Collections & Outsourcing

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‎01-01-2013 05:04 AM

Lasardo wrote:
Will pm you info!

Since my collection with them is 5 years old and well past SOL :smileyhappy:

 

I just emailed them a 5% PFD offer (low I know) to see if they are

 

willing to play ball.

 

Keep your fingers crossed!!!

Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 37 of 38 (187 Views)
 
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Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008

Re: Fair Collections & Outsourcing

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‎01-01-2013 05:06 AM

dealaddict wrote:

Can I get the contact info as well to see if I can get my $71 delinquent account removed. It was something that I didnt know I owed and then one day it hit my CR and ever since its ruined my perfectly good credit.... would love to get it out of my report if I can. It started in 2007/2008 so I assume my SOL is up not sure if that will make it go away... any help is appreciated..

Check your PM

Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 38 of 38 (186 Views)
 
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