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Frequent Contributor
CreditChampion
Posts: 267
Registered: ‎03-15-2012
0

Re: Fair Collections & Outsourcing

Anyone have any sucess getting them to delete

Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
Citi Double Cash 10K PenFed Plat Rewards 8.5K Citi Forward $7.1K AMEX BCE 6K AMEX Zync NPSL(AU) Discover it 5K Wells Fargo Cash Back $2.3K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed)
Valued Contributor
rckstrscott
Posts: 2,660
Registered: ‎04-25-2011
0

Re: Fair Collections & Outsourcing


CreditChampion wrote:

Anyone have any sucess getting them to delete


I am still working on it, years later. These guys are pains.

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008
0

Re: Fair Collections & Outsourcing

well if you guys can figure out how to deal with them please let me know :smileyvery-happy:

 


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Established Contributor
Lasardo
Posts: 746
Registered: ‎04-26-2012
0

Re: Fair Collections & Outsourcing

Will pm you info!
CS 728- 01/13 from 554-12/11
Goal: 800
Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008
0

Re: Fair Collections & Outsourcing

Thank You :smileyhappy:

 


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Established Member
dealaddict
Posts: 25
Registered: ‎01-29-2008
0

Re: Fair Collections & Outsourcing

Can I get the contact info as well to see if I can get my $71 delinquent account removed. It was something that I didnt know I owed and then one day it hit my CR and ever since its ruined my perfectly good credit.... would love to get it out of my report if I can. It started in 2007/2008 so I assume my SOL is up not sure if that will make it go away... any help is appreciated..

Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008
0

Re: Fair Collections & Outsourcing


Lasardo wrote:
Will pm you info!

Since my collection with them is 5 years old and well past SOL :smileyhappy:

 

I just emailed them a 5% PFD offer (low I know) to see if they are

 

willing to play ball.

 

Keep your fingers crossed!!!


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008
0

Re: Fair Collections & Outsourcing


dealaddict wrote:

Can I get the contact info as well to see if I can get my $71 delinquent account removed. It was something that I didnt know I owed and then one day it hit my CR and ever since its ruined my perfectly good credit.... would love to get it out of my report if I can. It started in 2007/2008 so I assume my SOL is up not sure if that will make it go away... any help is appreciated..


Check your PM


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Regular Contributor
SupraTurbo2jz
Posts: 120
Registered: ‎11-03-2011
0

Re: Fair Collections & Outsourcing

Sorry to revive this from the dead...again but I could really use the contact information as well. My fiance co-signed for her daughter to get an apartment and well you guessed hit she got hit with 2 credit items. She paid them but they are still reporting on her bureau....the thing that gets me is that it states on the report for her daughter and even talking to them and both her and her daughter explaining to them it wasn't hers they still wont remove.


Starting Score: TU 501 EQ 576 EX 588 (vantage score) FICO pull 11/03/11
Current Score: TU 657, EQ 642, EX 609 lender pull 11/018/13
Goal Score: 720 but a 660 will do for House :smileyhappy:


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Regular Contributor
imovinup
Posts: 130
Registered: ‎05-13-2011
0

Re: Fair Collections & Outsourcing

me too please any help is better than none. they are my last and only baddie




Starting Score: 5/30/13 TU 630; EQ618: EX PLUS639
Current Score: 7/02/13 TU 643; EQ 651; EX PLUS 665; EX FICO 613
Goal Score: 700







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