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Fakos and Ficos

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tfkallday
Frequent Contributor

Fakos and Ficos

Hey all, I am going to list all of the Fako #'s I have, is it safe to say I am in the 600 + club with all three bureaus?

 

Credit Sesame: 640

Credit.com: 640

Credit Karma: 614

Quizzle: 644

 

 

MyFico Eq: 649

 

These are numbers based on my multiple cards being utilized at 48 pct.  They are all now at 0 and have yet to report.  I am gonna put a small purchase on one.

 

Think I am/will be about mid-600s across the board?


Starting Score April 2013: 556
Current Score March 2014: 682
Goal Score Soon (-: 700


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gdale6
Moderator Emeritus

Re: Fakos and Ficos

You may be you might not be there is no way to equate FAKOs to what your FICOs are, I have seen wild swings +- 100 pts difference between the 2 posted at boards, personally for me Credit Seasame has  been +- 30 of my real FICO but I dont let it influence me when I am ready to app.  Also remember not all FICO scores are the same there are different year versions and 49 different models in each year version. If you just paid off your cards and when they report you should see a nice bump up as long as you let that 1 report a small balance. Good luck Smiley Happy

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