Fakos vs Fico

[honky]

I know CK uses TU, which is my lowest score...but man are they off!  I like being able to check updates to my credit profile, but you guys werent kidding when you all said Fakos are completely useless!  They dont even see all of my accounts that are clearly oin the CR's

CreditKarma=576 very poor

Creditsesame=680  good

TU FICO(walmart) =649

EQ FICO(here) = 711

[llecs]

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@honky wrote:

Fakos are completely useless! 

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+1

[Adalen]

Yeah, it's slightly ridiculous that they pass these off as legit!  Now, whenever someone tells me what their credit score is from some random website, I'm like, "Yeaaaah.." lol  I have a subscription with TU and my score there is 682 and "poor" because it's on their 900/950 scale.  I wish my score were actually 682!  And my USAA FAKOs are all lower than my actual scores but, much like you mentioned, I enjoy being able to monitor everything and my CRs are pretty accurate there.

[Anonymous]

In my case the fakos were lower then the lender pulled score by 10-20 points!