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According to credit karma my derogatory marks went down by 2 in July. From May I started with 8 and now am down to 5. This hasn't seemed to have much affect on my score. Is this expected?
That's down from 12 in August 2012! That just feels good
Congrats! VantageScore is a bit odd, IME. Did your TU FICO change any?
One one mine (medical collection account) just fell off, the only baddie I have now is the OC (CapOne) Charge Off and the CA they sold it to Portfolio Recovery Associates, it's so hard trying to get them to PFD! they don't respond to anything!
I only have the FICO EX I think? What every they originally offered on this site. I had a score increase of 7pts but had assumed it was due to a new card reporting. I have had no alerts as to collections coming off. I haven't bought a new report on this site yet to see what it now reads. I used the credit karma to see that stuff had came off.