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Feedback please - GW letter

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electra
Established Contributor

Feedback please - GW letter

Adapted from another one someone posted here (thanks!).  What do you guys think?

 

Dear Ms. XXX,

I am writing to ask you and the County of San Mateo for a good will deletion of your reporting of a collection to the Credit Reporting Agencies. A couple of years ago I was given a citation for expired registration and insurance in your county which I then failed to resolve and pay in a timely manner. Both the tickets and the delay in paying were my fault and the result of poor planning and organization during a very difficult time in my life when I was in the process of divorce, feeling overwhelmed and struggling financially.  My registration and insurance are current and the account has been paid in full at this time.

 I am humbly asking for your help. Would you be willing to look at my account and offer me the courtesy of removing this collection account from the Credit Reporting Agencies? I know it is a lot to ask and it probably falls outside your normal business practices.  Any accommodation or advice would be greatly appreciated.

Message 1 of 5
4 REPLIES 4
Shogun
Moderator Emeritus

Re: Feedback please - GW letter

2 thumbs up!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 5
webhopper
Moderator Emeritus

Re: Feedback please - GW letter

Sweet and to the point... I vote that its a GO!
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 3 of 5
electra
Established Contributor

Re: Feedback please - GW letter

Thanks guys!  Wish me luck!

Message 4 of 5
Shogun
Moderator Emeritus

Re: Feedback please - GW letter

Good Luck!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 5 of 5
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