Established Member
Posts: 14
Registered: ‎08-29-2012

Feeling defeated after my first GW denial

Hi All:


I sent my first round of GW letters two weeks ago, and I received my first NO, it was more like " We regret to imform you that we do not make GW adjustments".  This came from Wells Fargo EFS.  They purchased a student loan back from AES in 9/10.  I was back in school at set to graduate in 12/10, my loans were all defered, so I thought.  Apparently this particular loan was excluded in the grace, and I did not know.  I didn't even know WF bought it back from AES.  Anyway, they didn't have accurate contact info for me, so I didn't receive any correspondences.  I actually found out about my deliquencies from my mother who was co-signer.  Needless to say they CO the account before I found out.  Ijust finished paying it off.  Anyway I sent GW asking to remove, as it was not only hurting me, but my mother.  and I got the big fat NO. 


I guess I will keep sending them more!!!  Awaiting word from Cap1 and Credit one.  I hope I have better luck!!!  Feeling pretty defeated right now.

Posts: 12,952
Registered: ‎04-15-2011

Re: Feeling defeated after my first GW denial

Keep sending them.  I've gotten the same answer from others and then finally a yes!

Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
Posts: 131
Registered: ‎08-05-2012

Re: Feeling defeated after my first GW denial

Keep sending them!!!!

Starting Score: 7/12 545 EX (PSECU)
Current Score: 689 EX (PSECU) / EQ 697 / TU 703
Goal Score: 750

Take the FICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+