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New Contributor
golfingmama
Posts: 62
Registered: ‎10-13-2010
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Feeling lucky about HSBC :)

I've been GW-ing HSBC for months with no success, BUT today I have a good feeling the letter I just put in the mail is the one!

Has anyone had success with HSBC and an address in upstate NY? 

Established Member
h20r02
Posts: 20
Registered: ‎12-04-2010
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Re: Feeling lucky about HSBC :)

I'm from upstate new york.  I haven't tried sending GW letters to HSBC yet, but I have two closed/charged-off accounts I want to fix up.  One account has always been reported wrong to CRA and I have disputed it multiple times and they continue adding incorrect information.  The other I haven't touched because I'm working on removing the CA tied to the account (Midland Credit Management).  I've been searching for an e-mail address for HSBC instead of using snail mail. 


Starting Score: 10/29/10 EX: 585, EQ: 573, TU: 547
Current Score: EX: 753, EQ: 640, TU: 651
Goal Score: 640+ (FHA req for FTHB)


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Regular Contributor
diveforfun97
Posts: 237
Registered: ‎01-10-2008
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Re: Feeling lucky about HSBC :)

I am from upstate too (Watertown).  I am currently GW'ing HSBC due to a Orchard Bank card that I did not do well on during a deployment.  Let me know how it goes, and I will do the same.



Starting Score: Sep 23, 2014 EQ 577 TU 583 EX 567
Goal Score: 700


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New Contributor
golfingmama
Posts: 62
Registered: ‎10-13-2010
0

Re: Feeling lucky about HSBC :)

Holy cow I JUST recieved a call from an HSBC rep saying they are looking into my account and the possible removal of lates and I will be contacted tomorrow!!!!  I used an address in Buffalo, NY!!  Keep your fingers crossed :smileytongue:

Regular Contributor
diveforfun97
Posts: 237
Registered: ‎01-10-2008
0

Re: Feeling lucky about HSBC :)

GREAT!!!!  I dont have that address....would you PLEASE PM the address to me.  I owe you big!  I went to college in Buffalo (Daemen) and I am the worlds biggest Sabres fan!



Starting Score: Sep 23, 2014 EQ 577 TU 583 EX 567
Goal Score: 700


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08spiderman
Posts: 2
Registered: ‎01-11-2011
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Re: Feeling lucky about HSBC :)

 I am new at this can you tell me what GW-ing mean ? I dealt with both HSBC AND ORCHARD BANK AND HAVE HAD SOME good  RESULT WOULD RECOMMEND EITHER ONE . 08spiderman

Regular Contributor
diveforfun97
Posts: 237
Registered: ‎01-10-2008
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Re: Feeling lucky about HSBC :)

Welcome to the forum spiderman08.  I recommend that you read the 7 locked threads that you see at the top of the "rebuilding your credit" forums.  GW stands for goodwill.  This is a letter that you can write to the original company asking for a goodwill adjustment.  A goodwill adjustment could be the removal of a bad tradeline, or the removal of late payments.  Good luck!



Starting Score: Sep 23, 2014 EQ 577 TU 583 EX 567
Goal Score: 700


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Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
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Re: Feeling lucky about HSBC :)


08spiderman wrote:

 I am new at this can you tell me what GW-ing mean ? I dealt with both HSBC AND ORCHARD BANK AND HAVE HAD SOME good  RESULT WOULD RECOMMEND EITHER ONE . 08spiderman


Along the prev. poster's recommendations, I'd suggest reading the following:

Common Abbreviations

Credit Scoring 101 - great for knowing what is in your credit score and to see how your score is impacted.

What Steps Do I Take - great for learning the repair process.

and Example letters - PFDs, GWs, DVs, etc.


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