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01-06-2011 01:11 PM
I've been GW-ing HSBC for months with no success, BUT today I have a good feeling the letter I just put in the mail is the one!
Has anyone had success with HSBC and an address in upstate NY?
01-06-2011 05:26 PM
I'm from upstate new york. I haven't tried sending GW letters to HSBC yet, but I have two closed/charged-off accounts I want to fix up. One account has always been reported wrong to CRA and I have disputed it multiple times and they continue adding incorrect information. The other I haven't touched because I'm working on removing the CA tied to the account (Midland Credit Management). I've been searching for an e-mail address for HSBC instead of using snail mail.
01-06-2011 05:33 PM
I am from upstate too (Watertown). I am currently GW'ing HSBC due to a Orchard Bank card that I did not do well on during a deployment. Let me know how it goes, and I will do the same.
01-11-2011 11:28 AM
Holy cow I JUST recieved a call from an HSBC rep saying they are looking into my account and the possible removal of lates and I will be contacted tomorrow!!!! I used an address in Buffalo, NY!! Keep your fingers crossed
01-11-2011 02:59 PM
GREAT!!!! I dont have that address....would you PLEASE PM the address to me. I owe you big! I went to college in Buffalo (Daemen) and I am the worlds biggest Sabres fan!
01-11-2011 03:25 PM
Welcome to the forum spiderman08. I recommend that you read the 7 locked threads that you see at the top of the "rebuilding your credit" forums. GW stands for goodwill. This is a letter that you can write to the original company asking for a goodwill adjustment. A goodwill adjustment could be the removal of a bad tradeline, or the removal of late payments. Good luck!
01-11-2011 03:27 PM
I am new at this can you tell me what GW-ing mean ? I dealt with both HSBC AND ORCHARD BANK AND HAVE HAD SOME good RESULT WOULD RECOMMEND EITHER ONE . 08spiderman
Along the prev. poster's recommendations, I'd suggest reading the following:
Credit Scoring 101 - great for knowing what is in your credit score and to see how your score is impacted.
What Steps Do I Take - great for learning the repair process.
and Example letters - PFDs, GWs, DVs, etc.