about improving my credit history and reports. I received my Roaman's credit card and the Victoria Secret card is on the way. I received those two using the shopping cart trick. My fico score was 491 at the time
I also paid off three collections today. They wouldn't PFD but I paid them anyway. I do know there may be a decrease if my fico score if they update to the CB, but I'm sure I'll recover eventually. I'm just glad to be resolving this mess I have accrued.
