my UTL has been going down from 98% now to 75% and my balances are going down and geting CL increase and each time I should get a pat on the back , I drop 1 to 5 points... What the heck???? Cant wait to see how much I gain or loose from paying down another 1,000.00 last time I paid down 4,000.00 and it gave me 1 point back, then I paid down 250.00 more and it took 5 away !
There is absolutly nothing new other than I am paying off credit cards.
From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)
Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
