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That is amazing. Thank you for sharing. these stories give me hope and keep me, as I'm sure many others in the early stages of our mistake-fixing (aka rebuild), hope And encouragement.
wow! I am desperate to get rid of my debt from the Thomas Agency. It is all I have for debt, and we just tried to get a mortgage but couldnt because of it. What percentage did you pay? What did your letter state? Any tips would be helpful, as I have never gone through this!
Congrats OP
Bamaminion,
I will PM you exactly the letter that I used in my PFD with The Thomas Agency only omitting personal info. I'm glad to be able to help someone else with it. How old are your debts? The older, the more likely they will take them off. I offered and paid 100% of the debt that I owe on it just to not have any variables in play, it made it an easy "yes" or "no" without waiting games and counter offers. I had to call and follow up on my offer after I got the return reciept to make sure they got it. Anyway, my PM will follow.
Good luck!
~Hector