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So I have one lingering medical collection on Equifax which I called about last week. I spoke to a rep and requested an early exclusion...they replied with a "We cannot, it is set to remain on your report until July"...a week later, today, I just got a fico alert and guess what??
It's gone...
My scores took some hits since I've recently obtained a bunch of new credit and INQ's..hopefully they bounce back by December when I go to get a lease on a Lexus...this time in my own name
Congrats! Those are some pretty scores! Thanks for posting this. It gives me hope. I have one collection hanging on until September and I'm hoping to break into the 700s when it falls off.
Congrats!! I completely know the feeling as you see in my sig
Congrats! It must feel good to have no more baddies.... I cannot wait for the day Enjoy your new freedom and less stressful life!
Congratulations, I too have a squeaky clean report and like you it was cleaned yesterday. I only know this due to my Experian membership. My FICO still hasnt updated for some reason. I saw that My Fico is only SP my CR every 5-10 days when they promote daily updates.
Anyway enjoy the new found freedom and I wish you all the best. Enjoy that Lexus.
Congratulations!
I don't think I'll see this until 2018 at the earliest, but it's my goal as well.
It's REALLY good to see these posts. They remind me to keep my eye on the prize when I feel frustrated with my rebuilding efforts.
Fantastic!! All three in the 700's! Excellent, well done. Now let's shoot for the 800's club😀
I'm still waiting for at least one of my three scores to crack \break 700😕. Hopefully in 3-6 months my TU will break 700.
Congrats again!
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |