Credit Cards Center Credit cards from our partners
Established Member
Posts: 26
Registered: ‎02-06-2011

Re: Finally!! Portfolio Recovery Success!!!!

Can someone send me the info to pretty please. Thanks in advance.

Frequent Contributor
Posts: 334
Registered: ‎02-20-2011

Re: Finally!! Portfolio Recovery Success!!!!

Obligatory request for the info. Someone must have it, can I please recieve it? Thanks!

Starting: EQ: 490 TU: ??? EX: ???
Current: EQ: 717 TU: 757 EX: 736 (lender)
Goal: 800+
Amex: Zync, Gold Delta
Discover More
Chase Slate
Discover More
Posts: 102
Registered: ‎01-24-2008

Re: Finally!! Portfolio Recovery Success!!!!

Hi can you please send me the info as well, thanks Smiley Happy


No place to go but UP

EQ 632
EX 648
TU 648
Moderator Emeritus
Posts: 14,122
Registered: ‎04-15-2011

Re: Finally!! Portfolio Recovery Success!!!!

I could use this information if anyone can PM to me.   Thanks.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
New Member
Posts: 10
Registered: ‎05-15-2011

Re: Finally!! Portfolio Recovery Success!!!!

[ Edited ]

I am also going through this right now! would you be willing to send me the info? thank you so much!


[Edited to remove a private email address. You can exchange this information via PM (Private Message)

MarineVietvet, myFICO moderator

Valued Member
Posts: 43
Registered: ‎07-17-2011

Re: Finally!! Portfolio Recovery Success!!!!



I too  am in the process of trying to have negative TL's from Portfolio Recovery Assoc. deleted. They are not responding to my requests for validation (it's been over 45 days since the last one was sent) so I would really appreciate you sharing a sample of whatever letters or processes you took to make this happen.


Congratulations!!  Smiley Happy

Starting Score: 07/17/11 EQ FICO 616 TU FICO 619
Current Score: 09/27/11 EQ FICO 655 TU FICO 673
Goal Score: EQ FICO 700 TU FICO 700

Take the FICO Fitness Challenge

Regular Contributor
Posts: 148
Registered: ‎07-09-2011

Re: Finally!! Portfolio Recovery Success!!!!

Could I also have that contact information please.  Smiley Happy

Starting Score: 547
Current Score: 632 EX, 592 TU, 580 EQ (Lender Pulled 9/8/11)
Goal Score: 620

Take the FICO Fitness Challenge

Posts: 6
Registered: ‎04-18-2011

Re: Finally!! Portfolio Recovery Success!!!!

Could you also post or pass along the info to me please?


I mailed a PFD and have gotten no response, other than seeing them trying to call me, but I don't want to talk on the phone, I want it in writing...


Any info that could be helkpful, please..


MY debt is only $500-ish, not huge, but it is damaging and I need to get it off my CR.

Starting Score: 542Past Score TU 542 EQ 615
Past Score: TU 635 EQ 656
Current Score: TU 646 EQ 663 EX 625
Goal Score: 700

Take the FICO Fitness Challenge
Posts: 8
Registered: ‎02-11-2011

Re: Finally!! Portfolio Recovery Success!!!!


That is great. Congratulations!!!   WOuld you mind sending the information to me as well?

Posts: 86
Registered: ‎02-24-2012

Re: Finally!! Portfolio Recovery Success!!!!

Please send me the info you used.

Starting Score: 532
Current Score: EQ08 702, TU08 710, EX08 701Goal Score: 760

NASA, $30,000/ Wells Fargo $20,000 / Venture $7,500 / JCP $6,000 / Ch Freedom $5,000 / Ch Sapphire $5,000 / Discover $5,000 / Walmart $4,500 / VS $2,150 / AMEX BCE $2,000/ Chase SW $2,000 / Merrick $1,900 / Credit One $1,450 Take the myFICO Fitness Challenge

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.