I could use this information if anyone can PM to me. Thanks.
Starting Score: 504
Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Fabulous!!!
I too am in the process of trying to have negative TL's from Portfolio Recovery Assoc. deleted. They are not responding to my requests for validation (it's been over 45 days since the last one was sent) so I would really appreciate you sharing a sample of whatever letters or processes you took to make this happen.
Congratulations!! 
Starting Score: 07/17/11 EQ FICO 616 TU FICO 619 
Could you also post or pass along the info to me please?
I mailed a PFD and have gotten no response, other than seeing them trying to call me, but I don't want to talk on the phone, I want it in writing...
Any info that could be helkpful, please..
MY debt is only $500-ish, not huge, but it is damaging and I need to get it off my CR.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO
