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Valued Member
baseball1313
Posts: 30
Registered: ‎03-27-2013
0

Finally Verizon CO removal success!!!!!!

So 2 years ago I moved out of a rental property and called to cancel my Verizon FIOS service. The representative told me I had a $0 balance and all I had to do is return the boxes. Fast forward 6 months... I check my credit score and it dropped 70 points!  I do some research and I see a collection for Verizon for $140.00 for a "final bill"!!????  It turns out that I never got my final bill and I never got notice that I owed money still. I called Verizon immediately and paid the $140.00. The next day I called back and tried to explain why I didn't pay and the circumstances behind the lapse in payment. They said they saw no fault on their end and the debt was legitimate. They would NOT remove collection from my closed/paid account. For the past 18 months I've been writing letters and calling Verizon trying to get a GW removal. Today, I finally managed to get through to a extremely friendly representative in the billing department. I told her my story and she decided to make a notation on my account saying they sent my final bill to the wrong address. Therefore makig it a Verizon error!!!!   She got a representative from the Credit Reporting Department on the phone and within two minutes I had verbal and written(email) confirmation that my collection was no longer being reported to the 3 credit bureaus.   This was my first and only collection and was going to haunt me for another 6 years. I'm SOOOOO RELIEVED that this is coming off and all the letters and calls were worth it. I didn't lie, I was honest, I was calm, and she legitimately made a significant impact on my financial future. THANK YOU WHOEVER YOU ARE.

My Wallet- , AMEX Green (npsl), DiscoverIT- $8,500. Home Depot CC (Citi) $4,000. Care Credit CC- $12,800. BankAmericard - $900. Express(Comneity)- $550


TU FICO: 723 (6/24/13)
EQ FICO: 686(5/23/13)
EX FICO (AMEX PULL): 690(6/3/13)


Established Contributor
cwwatts1202
Posts: 689
Registered: ‎12-01-2011
0

Re: Finally Verizon CO removal success!!!!!!

Awesome!!!
Regular Contributor
MaRain
Posts: 185
Registered: ‎04-05-2013
0

Re: Finally Verizon CO removal success!!!!!!

Congrats!!! 

Finally made it at least 11 months without an app!! In the garden until October 2014. Last app 9/16/13 (approved)



Starting Score: EQ 457, EX 424, TU 511 (FAKOS as of 4/27/12)
Current Score: EQ 643, EX 627, TU 678 (FICO pulled by dealership on 9/16/13)
Goal Score: EQ 700, EX 700, TU 720 (for now)


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Valued Member
fwill5rn
Posts: 27
Registered: ‎04-02-2013
0

Re: Finally Verizon CO removal success!!!!!!

Sweet!!!!!  Congrats on the removal.   Persistence pays off doesn't it? 

 

 

Valued Member
baseball1313
Posts: 30
Registered: ‎03-27-2013
0

Re: Finally Verizon CO removal success!!!!!!

Yes it does! Cant wait to see that score jump
My Wallet- , AMEX Green (npsl), DiscoverIT- $8,500. Home Depot CC (Citi) $4,000. Care Credit CC- $12,800. BankAmericard - $900. Express(Comneity)- $550


TU FICO: 723 (6/24/13)
EQ FICO: 686(5/23/13)
EX FICO (AMEX PULL): 690(6/3/13)


Member
missmel
Posts: 15
Registered: ‎08-28-2013
0

Re: Finally Verizon CO removal success!!!!!!

congratulations i have spoken to over 40+ people over the past month for almost the same exact situation! i have been doing all i can and there is even record that I don't owe the money but no one can figure out how to delete it. i am writing an email and sending up the food chain. hoping that something good happens for me too. this gives me hope! we also were told we owed noting, just had to return the box, then the CO appears on the CR and the hell began. 

Valued Contributor
ezdriver
Posts: 1,665
Registered: ‎08-24-2013
0

Re: Finally Verizon CO removal success!!!!!!

I recommend that anyone returning equipment to Comcast, DirectTV, AT&T, Verizon etc. ... PLEASE REQUEST A RECEIPT AND FINAL BILL at the time of return.



Starting Score: 618
Scores on 10/9/13: EFX 652, XPN 669, TUC 662
Scores on 3/17/14: EFX 649, XPN 677, TUC 681
Goal Score: 720 ALL


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Moderator
guiness56
Posts: 22,408
Registered: ‎01-17-2008
0

Re: Finally Verizon CO removal success!!!!!!


ezdriver wrote:

I recommend that anyone returning equipment to Comcast, DirectTV, AT&T, Verizon etc. ... PLEASE REQUEST A RECEIPT AND FINAL BILL at the time of return.


It doesn't help if they don't document your account.  Been there with both Comcast and DirectTV.

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Valued Contributor
azguy13
Posts: 5,381
Registered: ‎04-30-2013
0

Re: Finally Verizon CO removal success!!!!!!

Fantastic! Rock On




NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I
Established Contributor
fixmycred14
Posts: 537
Registered: ‎08-04-2013
0

Re: Finally Verizon CO removal success!!!!!!

Congrats on your success! Verizon can't seem to find my acct. Would you mind PMing this info.? Thanks.


Starting Score: FICO TU 591 FICO EX 581 FICO EQ 555
Current Score: FICO TU 662 FICO EX 652 FICO EQ 643
Goal Score: 700 CLUB


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