I just looked at my credit reports today and Walmart deleted their Charge-off that I settled in april of this year, it was a chargeoff from 2010. I got about 6 letters in the mail in the past week saying they have been reported correctly and they will not remove the chargeoff. Then i got a letter from the CEO of walmart that he will contact GE on my behalf and see what he can do. Then i did my daily pull and GE Walmart is gone took me 4 months!! yayy my scores went from EX: 576 EQ: 556 Tran: 560 to EX: 629 EQ: 672 and Trans: 629 yay (theses are fakos from USAA credit daily pull) Fico still stayed the same. The chargeoff was reporting a balance but im assuming itll take fico a little bit to update. hopefully
good work! grats!